Business loans Tauranga
Tauranga and Bay of Plenty businesses can borrow $20,000 to $1,000,000 for a genuine business purpose, secured against New Zealand property. HomeSec funds its own loans on an open term.
Port-linked freight, kiwifruit and avocado supply chains and a busy building sector make for seasonal cash flow and big timing swings. A property-secured loan can cover wages, stock or a supplier payment before seasonal income lands.
Security can be residential, commercial or lifestyle property, as a first or second mortgage, and it does not have to be in the Bay of Plenty.
Business-purpose lending only. Property offered as security may be at risk if the loan is not repaid, so read the contract and consider independent legal advice.
Tell us the amount, the purpose, the property and how you plan to repay. We give an early view of fit, then you receive terms in writing and take independent legal advice before the mortgage is registered and funds are paid. Approved facilities may offer up to six months with no scheduled payments.
Related pages: business loans, second mortgages, secured business loans, bad credit business loans, urgent business loans.
Watch: business funding in Tauranga
HomeSec founder and CEO Paul Stone explains how property-secured business finance works for Tauranga business owners, what you need to qualify and how quickly funds can be in your account.
Questions Tauranga owners ask
Not by itself. We look at the property security, the business purpose and a realistic way to repay. Seasonal patterns are considered as part of the wider scenario, and no outcome is guaranteed.
HomeSec's New Zealand lending range is $20,000–$1,000,000. The amount available depends on assessment, suitable property security, the business purpose and the proposed repayment.
Funding may be possible in as little as 24 hours, subject to approval, documents, security, legal work and settlement requirements.
Credit checks are irrelevant to the decision and a bad credit history is generally not an issue. We look at the property security, the business purpose and the repayment path, and every scenario is assessed.
No formal valuation or cashflow records are needed for the initial assessment. Further information may be requested as the scenario progresses.
Other regions
Next step
Speak with the team or start an application online.
