Business loans Nelson
Nelson and Tasman businesses can borrow $20,000 to $1,000,000, secured against New Zealand property, for genuine business purposes. HomeSec is a direct, privately funded lender.
Seafood, horticulture and tourism businesses have seasonal income and equipment-heavy costs. Property-secured finance can fund equipment, stock or a working capital gap between busy periods.
Owners can offer residential, commercial or lifestyle property as a first or second mortgage, and property outside Nelson Tasman may also be considered.
Business-purpose lending only. Property offered as security may be at risk if the loan is not repaid, so read the contract and consider independent legal advice.
Tell us the amount, the purpose, the property and how you plan to repay. We give an early view of fit, then you receive terms in writing and take independent legal advice before the mortgage is registered and funds are paid. Approved facilities may offer up to six months with no scheduled payments.
Related pages: business loans, second mortgages, secured business loans, bad credit business loans, urgent business loans.
Watch: business funding in Nelson
HomeSec founder and CEO Paul Stone explains how property-secured business finance works for Nelson business owners, what you need to qualify and how quickly funds can be in your account.
Questions Nelson owners ask
Equipment purchases are a common business purpose, and each scenario is assessed on the property security, the purpose and the repayment plan. Ask us about your specific asset.
HomeSec's New Zealand lending range is $20,000–$1,000,000. The amount available depends on assessment, suitable property security, the business purpose and the proposed repayment.
Funding may be possible in as little as 24 hours, subject to approval, documents, security, legal work and settlement requirements.
Credit checks are irrelevant to the decision and a bad credit history is generally not an issue. We look at the property security, the business purpose and the repayment path, and every scenario is assessed.
No formal valuation or cashflow records are needed for the initial assessment. Further information may be requested as the scenario progresses.
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Next step
Speak with the team or start an application online.
