HomeSec answers

Do I need to provide property security for a business loan?

HomeSec requires suitable New Zealand real estate security for a genuine business-purpose loan. First and second mortgage options may be considered. The appropriate position depends on ownership, existing mortgages, available equity, priority arrangements and the full scenario.

Information is general only and is not an offer or approval of finance. Lending is subject to assessment, acceptable property security, documentation, legal requirements and final approval. Independent legal, financial and tax advice may be appropriate for your circumstances.

Next step

Tell us what your business needs next.

A short scenario conversation can help establish whether property-secured business finance may fit.

Don’t miss out on $20,000–$1,000,000 in funding.

Business funds can be available in as little as 24 hours — with no payments for up to 6 months.

First and second mortgages. No valuations or cashflow records needed. Subject to assessment and approval.

See if you qualify