HomeSec answers

Can I increase my business loan halfway through the term?

HomeSec assesses each scenario around three things: a genuine business purpose, suitable New Zealand real estate security and a clear repayment or refinance path. Current lending is $20,000–$1,000,000 through open-term first or second mortgage structures, subject to assessment and the approved contract.

Information is general only and is not an offer or approval of finance. Lending is subject to assessment, acceptable property security, documentation, legal requirements and final approval. Independent legal, financial and tax advice may be appropriate for your circumstances.

Next step

Tell us what your business needs next.

A short scenario conversation can help establish whether property-secured business finance may fit.

Don’t miss out on $20,000–$1,000,000 in funding.

Business funds can be available in as little as 24 hours — with no payments for up to 6 months.

First and second mortgages. No valuations or cashflow records needed. Subject to assessment and approval.

See if you qualify