Emergency Funding
When You Need It Most
Access $20K to $500K in your account by tomorrow, anywhere in Australia.
With up to 6 months of no repayments so there is no impact on your cashflow.
Homesec provides fast, flexible financial support Australia-wide.
Apply within 60 seconds and we'll start securing your funding by tomorrow.
No credit check to see if you are eligible
Explore Your Loan Options
Our lending policy is so easy: If you need urgent business funding and have
sufficient equity in real estate, we will fund you within 24 hours, Australia-wide.
Interest Only 1st & 2nd Mortgages
Sustain Your Cash Flow With No Payments For Up to 6 Months
Ideal for business owners who need immediate funding but prefer to manage cash flow easily by paying only the interest each month. This option allows you to keep payments low by charging interest only, with the flexibility to extend the loan term as needed without extra fees.
Borrow
From $20,000 to $2,000,000
Speed Funding within 24 hours
Documentation
No tax returns or BAS statements required
Flexibility
Repay early or extend loan terms with no penalties
Payments
No payments for up to six months, then interest-only payments thereafter
Terms
Flexible, from 1 month to as long as you need it for
No credit check to see if you are eligibleWe are Australia’s Fastest & Most
Flexible 1st & 2nd Mortgage Lender
If you have sufficient equity in real estate, WE WILL FUND YOU within 24 hours
Any Business Purpose – Any Industry – Anywhere in Australia
Short Term Business Loans
(Caveat/Bridging Loans)
Quick Funds for Short-Term Needs
Perfect for business owners who require urgent short-term capital. These loans, known for their flexibility, do not require monthly payments for up to 6 months, providing significant relief during critical times.
Borrow
From $20,000 to $500,000
Speed
Access funds within 24 hours
No Repayments
For Up To 6 Months
Duration
From 1 to 6 months
Requirements
No financial records or cashflow documents needed; early repayment without penalties
No credit check to see if you are eligibleQuick, Simple, and Supportive
HomeSec's Loan Application Process
Apply in a Flash
Just 60 Seconds to Get Started Effortlessly apply online in under a minute. Whether it’s for an urgent purchase or a strategic business move, start your application without delay.
Funding in 24 hours
Just 60 Seconds to Get Started Effortlessly apply online in under a minute. Whether it’s for an urgent purchase or a strategic business move, start your application without delay.
Decisions at the Speed of Business
Even after settlement, we are here for you every step of the way. Our door is always open if you need assistance, or need additional capital.
Why Choose Homesec?
Unmatchable Speed & 1st Class Service
Peace Of Mind For Business Owners And Finance Brokers
Our System Has Been Designed For Clients
We ARE The Lender & We Lend Our Own Funds
Friendly, Compassionate & Professional Team
Enjoy No Payments For Up to 6 Months
Our Fast And Flexible Business Loans Are The Solutions For…
Urgent Injection of Cash
Situation: Immediate need for a financial boost.
Solution: Loan amounts ranging from $20,000 to $500,000 for any worthwhile business or commercial investment. Flexible terms from 1 to 12 months, extendable if necessary, with funds available in your account by the next business day.
An Advance on a Refinance
Situation: Bank refinancing takes 2 to 3 months.
Solution: Business Bridging Loan to cover until your refinance is funded.
Business About to Fail
Challenge: Most lenders avoid funding failing businesses.
Solution: HomeSec provides urgent financial lifelines to help businesses recover.
Business Opportunity
Opportunity: A rare, time-sensitive business chance.
Solution: Secure funding by tomorrow to capitalise on the opportunity.
Property Purchase in Rescission
Issue: Approved finance withdrawn last minute.
Solution: 24-hour funding from HomeSec to secure the property and deposit.
Tax Debts Paid
Problem: Immediate payment required for overdue tax debts.
Solution: We pay the ATO and other debts by the next business day when other lenders hesitate.
Meet Our Leadership Team
Paul StoneJoint CEO
Jason BrockmullerJoint CEO
Catriona AndersonGroup GM
Tim BinghamBDM
Matt HempleSenior Credit Analyst
Founding HomeSec Business Finance in 2004 has given me the privilege to meet and help so many business owners. There's nothing more rewarding than knowing our company has saved so many from losing everything, and enabled countless businesses to grow and thrive.
- Paul Stone, Joint CEO, HomeSec Business Finance
HomeSec Business Finance is an Australian owned and privately funded company, specialising in Short Term Business Bridging Loans and Interest Only 1st and 2nd Mortgages. We provide fast, flexible funding solutions without the need for financial records. Poor credit or loan arrears? No problem. We also support new and emerging businesses.
Based in Melbourne with legal offices across Australia and New Zealand, we can settle loans quickly, ensuring urgent access to funds within 24 hours. Our loans are designed to be hassle-free, without the burden of payments during the loan term, making them ideal for small business owners, builders, and property developers who need immediate financial support.
Frequently Asked Questions
HomeSec Business Loans
What types of loans does HomeSec offer?
HomeSec provides various types of quick loans in Australia to support business owners. We offer everything from small business loans and bad credit loans to low-doc business funding. Each loan can be customized to meet your specific business needs, whether it's for cash flow assistance, purchasing equipment, or paying overdue creditors.
How Do I Apply for a Loan?
Application Options:
- Click on any of the 'Apply Now' buttons on our website.
- Call us directly.
Is There a Minimum Loan Amount?
Minimum Amount: Our minimum loan amount is $20,000.
How Long Will It Take for My Loan Application to Be Approved?
Approval Timeframe:Applications can be approved and funded in as little as 24 hours.
- Interest is calculated monthly.
- It can be capitalised into the total loan amount.
What Kind of Security Is Needed for My Loan?
Required Security: Equity in a real estate asset is necessary. This can be:
- A residential property
- A commercial property
- Vacant land