We are New Zealands’s Fastest & Most Flexible 1st & 2nd Mortgage Lender.
If you have sufficient equity in real estate, WE WILL FUND YOU within 24 hours.
Any Business Purpose – Any Industry – Anywhere in NZ
- Loan terms from 1 – 12 months
- Repay early with No Penalties
- We will fund you regardless of credit score, tax debts & loan arrears
- Loans Funded in 24 hours
- Secured against real estate across NZ
- No valuations, financials, or cashflow records required
If you have a genuine business purpose and enough real estate security
WE WILL
FUND YOU!
Private Business Loans Made Transparent And Simple With HomeSec
Funding secured business loans through private mortgage lenders in NZ in place of a traditional bank or financial institution is known as private loans for business. HomeSec offers the funding at the best terms and rates to its customers. Our streamlined underwriting and application process approves your funds within 1 to 2 business days. The primary mission of HomeSec is to assist the business owners in pursuing their dreams and fulfilling all their company objectives with little or no disturbance in cash flow. When you apply for a business finance loan with us, we will take care of all your specific requirements and aim to make the process as simple as possible.
Different Types of Business Loans HomeSec Offers And Can Arrange
There are several alternatives for business lending in NZ to explore with HomeSec while applying for private funding for your company. Our financial experts will guide you in selecting the best loan type which will be perfect for your business. We offer and can arrange the following business loans for borrowers to consider before submitting the online application.
Unsecured Business Funding
An unsecured business loan is a type of funding where the borrower does not have to submit any collateral like business or home as security. If the borrower cannot repay the funds, the private business lenders will have the full authority to possess your assets. The interest rate of the unsecured funds is usually higher than the other funding options due to the risk involved for the lender. We can arrange funds under this loan type from $5,000.000 to $250,000.00 for the borrowers.
Secured Business Funding
A secured business funding requires security for the loan in the form of a mortgage over real estate assets. Most borrowers submit their homes as collateral for easy business loans. The advantage of secured funding is that you can get a substantial amount with a competitive interest rate. All fees and interest can be capitalised into the loan and repaid in a lump sum when the loan expires. The equity in your property is used to secure the loan. Funding can be up to 75% of the value of the property being offered as security.
Short-Term Business Funding
A short term loan in NZ is one of the most common funding types used by businesses, loans can be taken for as little as one month. You can borrow a particular amount at a fixed interest rate and have to repay within a specific term up to a maximum of 6 months.
Loans With Bad Credit History
Many business owners with a bad credit history cannot get funds from a traditional bank due to their previous background. In such scenarios, HomeSec helps those borrowers by approving their loans for bad credit in NZ. We understand there can be many reasons for missing the repayment method and with Homesec credit history is irrelevant.
Uses of Private Business Loans
You can use the business loans from HomeSec to meet different expenditures of your business like:
Advertising And Marketing
Making your business known amongst the targeted audience is a primary part of driving revenue. Loans for business are used for advertising spend and marketing, allowing the business owners to invest in their company’s future.
Operational Expenses
You have to pay the daily operational expenditures to run the business smoothly. It is applicable even when there is a shortfall in the cash flow. Business funding from the private mortgage lenders in NZ can rescue you in these circumstances.
Machinery And Equipment
Every business type needs machinery and equipment for production. You can use the quick loan for business to buy new or used equipment to achieve your goals rapidly.
Stock
Additional finances from the private business lenders will help you to purchase stock. In this way, you can access the goods you require to run the operations smoothly.
Requirements To Get The Loans From HomeSec
To get business finance loans from HomeSec, you should match the following criteria. They are as follows.
- Registered NZBN
- Have real estate property as security
- Have an exit strategy for the funding
Why Should You Apply For An Easy Business Loan From HomeSec?
HomeSec has become one of the most popular lenders for loans even for clients with bad credit in NZ because of the following reasons.
- One month to 1-year loan terms
- Funding approval within 24 hours
- Minimal documentation
- Can pre-pay interest and fees for the term as part of the loan
- Monthly repayment schedule available
- Funding up to $500,000.00
- Interest rates starting from 2.95% pm
So, get quickly approved loans in NZ for your business today and have the necessary funds in your bank account within 24 hours. So, pick the suitable funding type, apply for it, submit the required documents, and get the capital in hand without affecting your credit score. HomeSec will always be there to assist you in the entire process. So, get in touch with us and leave the rest to our friendly staff.
New Zealand’s FASTEST Business Loans
When small business owners are turned away by their banks, they turn to non-bank lenders. However most non-bank lenders want impeccable credit scores, full financial records, and steady cashflow.- What if you can’t offer that?
– If you can only afford, or only want an Interest Only Loan?
– Or you just need a bridging loan for a couple of months?
– Are you are a new business Start-Up?
– Has your business has seasonal or irregular cashflow?
LOAN TYPE | SHORT TERM BUSINESS LOAN | 2nd MORTGAGE |
LOAN TERM | 1 – 6 MONTHS | 12 – 24 MONTHS |
FUNDING TIME | 1 – 2 Days | 1 – 2 days |
PAYMENTS | NIL PAYMENTS DURING LOAN TERM | INTEREST ONLY PAYMENTS – PAID MONTHLY |
That’s why HomeSec is THE lender that can help!
Homesec is helping small business to survive and thrive
Frequently Asked Questions
How do I apply for a loan?
Click on any of the apply now buttons on our website, or https://homesec.co.nz/apply-now/
Is there a minimum loan amount?
Our minimum loan amount is $20,000
How long will it take for my loan application to be approved?
Applications can be approved and funded in as little as 24 hours.
How is the interest rate calculated?
Interest is calculated monthly and can be capitalised into the total loan amount.
What kind of security is needed for my loan?
We require equity in a real estate asset, this can be a residential property, commercial property or vacant land.