Business Loans funded in 24 hours

Welcome to New Zealand’s fastest 1st and 2nd mortgage business loans.  Our business loans enable immediate company expansion and growth, and can also be used to save your company from falling into a worse position. HomeSec Business Finance is one of the top private business lenders in New Zealand, offering fast and flexible business loan solutions to all clients.

Why are our business loans so easy to get?

By simply utilising the unused equity in your real estate, this means we don’t have to ask all of the questions that a bank would ask.  It also means we can fund new business start-ups, and business owners with a base credit history.

Our business loans can be used for any business use, and you simply repay the entire amount at the end of the loan term.

The business loans from HomeSec are an outstanding alternative for all the business owners in New Zealand, who require urgent finance for expansion or growth. In other words, we can assist you in taking your business to the next level.  If you are planning to purchase a new franchise or a business, or require capital to invest in your existing business, you will find HomeSec is the solution to get the necessary funds you require.

Different Varieties of Business Loans in NZ

There are primarily two types of business loans available at HomeSec New Zealand.

• Business Loans with NO PAYMENTS for up to 6 Months

Capitalised loans for businesses can be used for any worthwhile business purpose, such as cash flow, equipment purchase and expansion. The available equity in your property is used as security for the business loan. You do not have to make any repayments for the first 6 months.  After the first 6 months, you simply pay the interest each month in order to extend the loan term.  When are are ready to pay the loan out, the total loan amount is repaid in a lump sum. This type of loan is good for cash flow or start-up businesses that may not have the cash flow available initially to make loan repayments.

• Interest Only Loans

In this type of business loan, the borrower will make monthly interest payments for the term of the loan, which is normally 12 months. This type of funding is useful if you are looking for a longer term and can afford to make monthly interest payments. Just like the capitalised loan, the interest-only loan uses available equity to secure the loan.

How much can you borrow with a business loan?

While applying for a business loan, you will need to provide real estate security, such as a house, commercial property or bare land, to secure the business loan. The borrower can get up to 75% of the value of the property being offered as security, less any current first mortgage already held.

The HomeSec loan application takes only 60 seconds.  Once received, a credit manager will quickly call to discuss your loan, including details of your exit strategy, which is how you intend to repay the loan when it falls due. HomeSec can offer repayment terms from 1 month to 12 months, and you can choose to have all the costs capitalised into the loan for the first 6 months. or make monthly interest payments.

Documents needed when applying for a business loan

Our business loans are so simple. This is all the documentation we require:-

• Company registration number (NZBN) in New Zealand
• A copy of each borrowers Driver’s license or Passport
• A Rates Notice
• Current mortgage statement
• Purchase Agreement and Business sale (ONLY if buying a new business)

SEE IF YOU QUALIFY

Reasons to Select HomeSec as your Business loan lender

HomeSec has gained quite a name in the finance world of business loans because of the following reasons.

• Higher approval rates for business loans

For us to approve your business loan, we need sufficient equity in real estate, and a business purpose for the loan.  Thats All!!   HomeSec aims to approve all loan applications in as little as 2 business hours from the time the application is submitted on our website.  If everything checks out, we can fund your business within 24 hours.

• Faster turnaround

A faster turnaround for business loans in New Zealand can be the difference between success and Failure. Timing is critical in commercial and business deals, particularly, when several people are after the same outcome. Make sure you can beat your rivals by getting a HomeSec business loans.   No other business loan is as fast and as simple as a HomeSec business loan.

How business owners get approval for business loans from HomeSec?

If you are searching for the best business loans in NZ, HomeSec is the perfect place to apply. You can start the process by filling out the no-obligation application form. After receiving your submitted loan request, our lending experts will contact you to finalize the application and answer all the questions you have. You will get fast approval and funding in 24 hours in your bank account. With such an easy and hassle-free procedure, more business owners in New Zealand are turning to HomeSec for their prosperity and growth.

If you are ready to explore your different alternatives for business loans in NZ, fill out the form or talk to our expert staff to get the best solution for your company.