Business Finance will Always add Value to Your Company.
Always keep your company at the top and one step ahead of rivals by ensuring you have the necessary business funding available. It will assist you in maintaining the most efficient and best technological solutions for your company. Whether you want to re-launch and rebrand your business with an extensive media campaign all across New Zealand or give your office or workshop the much-required renovations, business loans from HomeSec are always there to make your dream a reality.
What is Business Finance?
Every business, at some time, may need access to finance to operate and meet various short-term obligations. Finding a perfect model for quick business finance is also vital. But you have to be careful about the lender. This is because applying for a loan from the wrong lender might result in hidden fees or stringent conditions that are hard to maintain, which could cause greater harm to your business.
Whenever a business needs capital for growth or cash flow, there are several alternatives for the business owners in New Zealand to consider. The business finance in NZ you select depends on several factors like for what purpose you will use the funds, the amount you require, the repayment term best suitable for the cash flow, or if the borrower wants to use an asset or a property as security. The different types of business funding available through HomeSec are as follows.
- Secured business loan
- Bridging finance
- Interest only loans
- Asset finance
- Short-term business finance
HomeSec provides quick business finance approval with a transfer of funds within 24 to 48 hours to the borrower’s bank account. We also offer flexible and user-friendly repayment terms to all borrowers customized according to their business needs.
Documents Necessary to Apply for Business Finance
After applying for Business funding online, you should submit the following documents to HomeSec to verify the information.
- How much money you will need to buy, expand or set up the business. It also includes what equipment, stock, working capital or set-up costs you will need.
- The rates notice for the property that will be used as security or collateral against the loan. Homes are the most commonly used property as security. However, there are also other alternatives such as commercial properties or batches.
- If you are taking over or buying a new business, a copy of the sale agreement would need to be provided to verify the use of the funds.
- Details of your exit strategy which is the way that you will repay the quick business finance
Why is HomeSec Popular for its fast Business Finance Process?
HomeSec is famous as one of New Zealand’s pioneering private business lenders, as we offer unique solutions that help a company to rapidly move forward, or get out of a tight spot. Our specialist staff will discuss the most appropriate financial solution according to your requirements and the needs of your business. With our years of experience, we look for ways on how we CAN fund your business. At HomeSec, we always concentrate on what our client’s needs are. and more often than not, those needs are easily met.
Better business finance access
Most traditional banks and financial institutions have lending criteria which can be challenging for a new business to meet. However, at HomeSec Business Finance, all business owners are given equal access to business finance in NZ for fulfilling all their business needs.
Customized service
Our team always tries to concentrate on each client and their niche. This helps us customize their financial solution.
Flexible solutions for business finance in NZ
Small and Medium sized businesses can face varied business challenges. We have different financial lending products to provide maximum flexibility to every customer. HomeSec knows every business is different, so they also need unique solutions. We are also aware that some businesses can be incorrectly equipped for growth. Thus at HomeSec, we work with business owners to improve and tailor a product that best suits their needs and requirements.
Innovative digital solutions
Innovation is the primary key to SMEs’ success. Streamlined experience using digital technology is significant because it allows our clients to continue serving their customers and not get slowed down by unnecessary processes and paperwork.
How do we operate?
Our business funding process operates in the following way.
- Apply online or request a call back by leaving your details on our website.
- One of our friendly staff will access your application and discuss the necessary solution.
- Make sure you submit all the required documents for the complete application.
- Finalize the application after verifying all the necessary documents and have loan contracts issued.
- Transfer the funds to the mentioned bank account within one to two business days.
HomeSec offers a faster turnaround time and smart financial products to get the best result for your business. Our experts specialize in finding funding solutions for small or medium business owners’ needs.
If you are a small or medium business owner in New Zealand and are searching for quick and hassle-free business finance, HomeSec is the perfect solution. You can apply now by filling out our online form and enjoy fast business finance, which can be funded within 24 hours of application.
Frequently Asked Questions
Full financial documents are not required, in some cases we may need to see business bank statements.
Once an application has been submitted funding can occur in as little as 24 hours.
Loan terms range from 1 month to 12 months. Interest and fees can be capitalised or you can select a 12 month interest only option.
Right here at Homesec Business Finance Limited, our funding can occur in as little as 24 hours.
After completing our online application we will need a copy of your ID and a rates notice and a current mortgage statement.