Our minimum loan amount is $20,000, the maximum loan amount is determined by the available equity in your real estate asset.
Any business owner with a registered NZBN can apply for a second mortgage. The purpose of the funds must be for business use and you need sufficient equity in real estate assets to qualify.
Loan terms range from 1 month to 12 months. Interest and fees can be capitalised or you can select a 12 month interest only option.
No, we can provide a second mortgage behind any bank lender.
Yes, credit history is not relevant to our funding, however in some cases we may require any court judgments to be repaid from the loan proceeds.
We are not able to provide financial advice and would recommend speaking with a financial planner or accountant.
Yes, an existing second mortgage can be refinanced with our loan product.