A HomeSec facility is open term, so it is not structured around a standard fixed end date. Payment, review, refinance and early-repayment provisions are governed by the approved contract and should be confirmed in the facility documents before proceeding.
Information is general only and is not an offer or approval of finance. Lending is subject to assessment, acceptable property security, documentation, legal requirements and final approval. Independent legal, financial and tax advice may be appropriate for your circumstances.